Analiza Novčanih Pitanja

Sveobuhvatna AI-powered analiza financijskih proizvoda i usluga

AI-Powered Analiza

Analiza Investicijskih Fondova

Average Return (5Y)
12.8%
Risk Level
Moderate

AI Recommendations

  • Diversify across market caps
  • Consider low-cost index funds
  • Monitor expense ratios

Credit Cards Analysis

Top Cashback Cards
Card Cashback Rate Annual Fee
Premium Rewards 2.5% $95
Everyday Cash 2% $0
Travel Rewards Cards
Card Points Rate Sign-up Bonus
Travel Elite 3X 60,000 pts
Miles Plus 2X 40,000 pts

Insurance Plans Analysis

Premium Comparison
Key Findings
  • 20% potential savings on bundled policies
  • Higher deductibles can lower premiums
  • Regular policy reviews recommended

Mortgage Rates Analysis

Current Rate Trends
Market Analysis

Current 30-year fixed rates are trending at 5.25%, with potential for decrease in Q3 2025.

Retirement Plans Analysis

401(k) Analysis
  • Average Employer Match 4.5%
  • Recommended Contribution 15%
  • Investment Options 12-15 funds
IRA Comparison
  • Traditional IRA Benefits Tax-Deferred
  • Roth IRA Benefits Tax-Free Growth
  • 2025 Contribution Limit $7,000

Student Loans Analysis

Loan Comparison Tool
Loan Type Interest Rate Term Length Monthly Payment
Federal Direct 4.99% 10 years $318
Private Fixed 5.99% 15 years $253
Refinanced 4.25% 10 years $308
Repayment Strategies
  • Consider income-driven repayment plans
  • Evaluate refinancing options
  • Take advantage of employer assistance programs